There are inherent risks, with all exercise classes and personal training sessions. Fitness Instructor liability insurance protects you, the trainer, from claims and potential lawsuits for a multitude of accidents that could happen during class or training session. Fitness instructor general liability insurance protects you from accidents that may arise, through no fault or error of your own, as the instructor.
For example, if a student slips and falls on some split water during a training session and breaks their leg, you may be liable. If a student pushes themselves too far, into a move they cannot do or overexerts themselves and gets injured or has a medical complication, you may be liable.
While you may work hard to stay current with the health situations of each client, sometimes they are not as forthright with their conditions as you need them to be. For example, you may have a female